Western suburbs · Town centre

Mortgage Broker in Claremont, Perth

Claremont sits on the Swan River between Cottesloe and Nedlands, with a median house price around $1.95 million and a strong premium townhouse market around the Claremont Quarter. The buyer mix is downsizers leaving Dalkeith, young high-income professionals trading up from Subiaco, and family upgraders moving in for the school catchment. Lender appetite at this price point is broad and competitive. We settle Claremont loans regularly from our Osborne Park office, twenty minutes north.

5.0 · 280+ Google reviews
ACL 497 950 MFAA Member Claremont files since 2015

Local context

Why Claremont is two lending markets at once.

Claremont splits into two distinct property types: established character homes south of Stirling Highway, and the dense premium townhouse and apartment stock around the Claremont Quarter and the railway station. The lender story is different for each. Character homes share the same valuation quirks as Nedlands and Dalkeith. Premium townhouses get assessed on rental yield, strata costs, and lender exposure to high-density stock, and the LVR tolerances tighten in tower-style buildings over six storeys.

What works for a Claremont upgrader buying a $2.4 million character home does not work for a downsizer buying a $1.4 million Quarter townhouse. We match each application to the right lender for the property type, not the postcode alone.

How we help

How a Claremont buyer should think about lending.

For townhouse and apartment buyers around the Quarter, the binding constraint is usually lender policy on the building, not your borrowing capacity. Some lenders blacklist specific Claremont towers entirely because of completion concerns or postcode caps. Others have no restriction. Knowing the lender policy on the exact building before you sign the contract saves the awkward conversation later. For character home buyers south of Stirling Highway, the conversation is about offset structure, bridging, and the same upfront valuation discipline we use in Nedlands.

By the numbers

Claremont at a glance.

Median house$1.95M
Median unit$720K
Postcode6010
Distance to CBD9km
Typical LVR60-80%
Lender appetiteMajors, Macquarie, St George, ING

Near: Claremont Quarter · Claremont Showgrounds · Christ Church Grammar · Stirling Highway.

Common question

Do I pay a fee to use a broker in Claremont?

No. The lender pays us a commission at settlement, so most clients pay nothing out of pocket. Under the Best Interests Duty we are legally required to recommend the loan that is right for you, not the one that pays us the highest commission. We are audited on it. On the typical Claremont $1.8 million loan, the commission we earn is meaningfully less than the rate discount we save you over the life of the loan.

Claremont client

What Claremont home buyers say.

[TBC] Verified Google review from a Claremont client, to be added from the 280+ reviews on the Central Lending Solutions profile.

— [TBC] Claremont client name

Western suburbs upgrader · Settled 2026

[TBC] Real review pending import

Office & reach

Servicing Claremont from 22 Hasler Road, Osborne Park.

Our office is a 20-minute drive from Claremont via the Mitchell Freeway and Stirling Highway. Most clients run the first chat by Zoom or phone, then come in to sign once. We are at 22 Hasler Road, Osborne Park WA 6017, 8:30am to 5:00pm weekdays, and by appointment on Saturday.

Related

Other Perth suburbs we cover.

Local broker, local files

Ready to chat about a Claremont home loan?

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  • $1.2B+ settled
  • 280+ 5.0★
  • ACL 497 950

30+ lenders compared · including Keystart

Keystart
AMP
ANZ
Bank of Melbourne
Bankwest
Bluestone
CBA
Heritage Bank
HSBC
ING
La Trobe Financial
Macquarie
St.George
Westpac
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