Who is the best mortgage broker for Wembley?

Central Lending Solutions services Wembley from its Osborne Park office, has settled $1.2 billion in Perth home loans since 2015, holds a 5.0-star average across 280+ Google reviews, and compares more than 30 lenders. The team is led by Dave Phelan and Harj Dhillon, both directors and full MFAA members. Founders have been named to Australia's Top 100 Mortgage Brokers.

What is the median house price in Wembley?

The median house price in Wembley sits around $1.45M as at 2026. Family upgraders, established 1950s blocks, renovate-or-rebuild market. Lender appetite at this price point is broad and competitive, but the right lender depends on whether the property is established, a knock-down-rebuild, or apartment stock, and on your borrower profile.

Do I need to visit the Osborne Park office to use a Wembley broker?

No. Most Wembley clients run the first conversation by phone or Zoom, then visit our Osborne Park office once to sign documents. Some prefer to come in for every meeting. Both work. We are at 22 Hasler Road, Osborne Park WA 6017, open 8:30am to 5:00pm weekdays and by appointment on Saturday.

What does a mortgage broker cost in Wembley?

Nothing, in almost every case. The lender pays Central Lending Solutions a commission at settlement, around 0.65 percent of the loan amount plus a small ongoing trail. The Best Interests Duty under the National Credit Act requires us to recommend the loan that is in your interest, not the one that pays the highest commission. We are audited on it.

Inner north · Family

Mortgage Broker in Wembley, Perth

Wembley sits 5 kilometres west of the Perth CBD with a median house price around $1.45 million. The suburb is dominated by established 1950s and 1960s family homes on quarter-acre blocks, and the buyer mix is families upgrading from elsewhere in the inner north, plus knock-down-rebuild buyers chasing the school catchment. Lender appetite is strong across the panel. We have settled loans across Wembley since 2015 from our Osborne Park office, ten minutes away.

Book a free Wembley chat Call +61 489 082 257

$1.45M median
6014 postcode
30+ lenders
$1.2B+ settled

5.0 · 280+ Google reviews

ACL 497 950 MFAA Member Wembley files since 2015

Local context

Why Wembley is a renovation or rebuild market.

Most of the existing Wembley housing stock is decades old on land that has appreciated faster than the building. The buyer profile splits into three: families who renovate, families who knock down and build, and the occasional cash-strong family who buys move-in-ready. Each has a different lending solution. A renovation usually means a normal home loan with a redraw or offset, sometimes a small renovation loan facility. A knock-down-rebuild is a construction loan with progressive drawdowns, which only a subset of lenders write competitively. A move-in-ready purchase is a vanilla home loan.

Choosing the wrong product at the start of the conversation costs time and money. We map the property strategy first, then pick the lender that fits the property strategy, not the other way around.

How we help

How we help a Wembley family upgrade.

For a Wembley knock-down-rebuild, the broker job is to line up a construction loan with progressive drawdowns and an interest-only build period, paired with builder-friendly progress claim handling. NAB, Commonwealth, Bankwest and Westpac all write these competitively. For a renovation, the same lenders run a redraw facility with no extra paperwork. For a move-in-ready upgrader, the conversation is offset structure, bridging from the current home, and timing the contract to avoid double mortgage payments. Same broker, same office, three different loan structures.

By the numbers

Wembley at a glance.

Median house$1.45M

Median unit$520K

Postcode6014

Distance to CBD5km

Typical LVR70-85%

Lender appetiteNAB, CBA, Bankwest, Westpac, Macquarie

Near: Wembley Sports Park · Lake Monger · Cambridge Street · Herdsman Lake.

Common question

Do I pay a fee to use a mortgage broker in Wembley?

No. The lender pays a commission at settlement and we do not invoice the client. The Best Interests Duty applies on every loan we write, which means we must recommend the lender that is right for you, not the one with the highest commission. Construction loans pay slightly different commission to standard home loans, but the policy is the same: right loan, not the highest paying loan.

Wembley client

What Wembley home buyers say.

[TBC] Verified Google review from a Wembley client, to be added from the 280+ reviews on the Central Lending Solutions profile.

— [TBC] Wembley client name

Family upgrader · Settled 2026

[TBC] Real review pending import

Office & reach

Servicing Wembley from 22 Hasler Road, Osborne Park.

Our office is a 10-minute drive from Wembley via Powis Street and Cambridge Street. Drop in any weekday between 8:30am and 5:00pm, or call ahead. We are at 22 Hasler Road, Osborne Park WA 6017.